Golf Insurance Thailand

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Golf Insurance Thailand
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Golf Insurance Highlights

Hole-in-One Prize

Get prize money for your hole-in-one achievement and celebrate in style.

Equipment Coverage

Protect your golf equipment from damage, loss, and theft.

On-Course Accidents

Coverage for accidents while playing, including medical and compensation.

Third-Party Liability

Coverage if you injure someone or damage property while playing.

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Compare golf insurance plans from multiple insurers in one place.

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Golfer Insurance

Golf Insurance in Thailand: Protect Your Game and Your Wallet

Looking for comprehensive golf insurance in Thailand? At CheckDi, we offer affordable golf insurance plans starting from just 890 baht per year. This guide will walk you through everything you need to know about golf insurance in Thailand, including coverage options, costs, and how to apply.

What is Golf Insurance in Thailand?

Golf insurance in Thailand provides financial protection for golfers against various risks associated with playing golf. It covers accidents, equipment damage, and even celebratory expenses for that elusive hole-in-one. Whether you're a casual player or a serious golfer, having golf insurance allows you to focus on your game without worrying about unexpected expenses.

Why Choose Golf Insurance in Thailand?

  • Protection against third-party liability on Thai golf courses
  • Coverage for expensive golf equipment
  • Personal accident coverage for golf-related injuries
  • Hole-in-one prizes and celebration expenses
  • Peace of mind while enjoying Thailand's world-class golf courses

What Does Golf Insurance in Thailand Cover?

Third-Party Liability

Covers you if you accidentally injure someone or damage property while playing golf in Thailand. This is crucial when playing on crowded Thai courses.

Personal Accident Coverage

  • Loss of life: Financial protection for your family in case of a fatal golfing accident
  • Total permanent disability: Coverage if a golfing accident leaves you unable to work
  • Temporary disability: Weekly payouts (up to 52 weeks) for temporary inability to work
  • Loss of limbs or eyesight: Compensation for serious injuries

For more comprehensive personal accident coverage, consider our accident insurance plans.

Medical Expenses

Coverage for treatment of injuries sustained while golfing in Thailand, including hospital stays and rehabilitation.

Golf Equipment Protection

Safeguards your golf clubs and gear against theft or damage, which is particularly valuable when traveling with expensive equipment in Thailand.

Hole-in-One Prizes

  • Official tournaments: Coverage for celebratory expenses if you score a hole-in-one during a tournament in Thailand
  • Practice rounds: Some policies cover hole-in-ones during casual play on Thai courses

Worldwide Coverage

Many policies offer protection that follows you to golf courses globally, not just in Thailand.

What's Not Covered by Golf Insurance in Thailand?

  • Pre-existing injuries or medical conditions
  • Damage due to normal wear and tear of equipment
  • Loss or damage due to negligence (e.g., leaving clubs unattended at a Thai resort)
  • Professional golfing activities
  • Injuries or accidents while under the influence of alcohol or drugs

How Much Does Golf Insurance Cost in Thailand?

Golf insurance in Thailand is surprisingly affordable:

  • Starting from 890 baht per year
  • Premiums can range up to 10,000+ baht for comprehensive coverage

Factors affecting the cost include:

  • Level of coverage chosen
  • Value of your golf equipment
  • Your golfing history and handicap
  • Additional benefits added to your policy

How to Choose the Best Golf Insurance in Thailand

  1. Assess your golfing habits and equipment value
  2. Compare coverage limits and exclusions from different Thai providers
  3. Consider the golf courses you frequent in Thailand
  4. Look for policies that offer worldwide coverage if you golf internationally
  5. Check for additional benefits like hole-in-one coverage

Who Should Consider Golf Insurance in Thailand?

Golf insurance is ideal for regular players who frequent Thailand's premium courses, expat golfers with valuable equipment, tournament participants, golf tourists visiting multiple Thai destinations, and anyone concerned about liability on busy courses. Whether you're playing at world-renowned resorts in Phuket or local clubs in Bangkok, coverage provides essential financial protection.

Essential Documents for Golf Insurance Application

  • Valid identification (passport or Thai ID)
  • Golf equipment inventory and valuations
  • Medical certificate (if required)
  • Golf club membership details (if applicable)
  • Previous insurance claims history
  • Proof of residence in Thailand

Common Golf Insurance Claims in Thailand

  • Equipment theft from golf carts or locker rooms
  • Accidental injury to other players or caddies
  • Damage to golf course property or facilities
  • Personal injury from errant golf balls
  • Equipment damage during transport to courses

How to Apply for Golf Insurance in Thailand

  1. Choose a plan: Select the golf insurance policy that best fits your needs
  2. Apply online: Use our website or contact our Customer Service Representative
  3. Provide information: Share details about your golfing activities and equipment
  4. Make payment: Complete the payment to activate your coverage
  5. Receive confirmation: Wait for the acceptance letter from the insurer
  6. Get your policy: Receive your policy documents via email
You can send additional documents by Email support@checkdi.com

How to Apply for Golf Insurance in Thailand

  1. Choose a plan: Select the golf insurance policy that best fits your needs
  2. Apply online: Use our website or contact our Customer Service Representative
  3. Provide information: Share details about your golfing activities and equipment
  4. Make payment: Complete the payment to activate your coverage
  5. Receive confirmation: Wait for the acceptance letter from the insurer
  6. Get your policy: Receive your policy documents via email

Frequently Asked Questions About Golf Insurance in Thailand

Is golf insurance necessary for beginners playing in Thailand?

Golf insurance can benefit players of all levels, providing protection against accidents and equipment damage, which is particularly valuable when learning on unfamiliar Thai courses.

Does golf insurance provide coverage for play outside of Thailand?

Many policies offer worldwide coverage, but it's advisable to verify this before traveling, especially if you plan to golf in neighboring countries.

Can vintage or antique golf clubs be insured under Thai golf insurance policies?

Yes, but they may require separate declarations and valuation proof. This is particularly important for collectors playing on historic Thai courses.

Is golf club membership required to obtain insurance in Thailand?

Golf insurance is available to both club members and non-members in Thailand, though some insurers may offer preferential rates to club members.

How does golf insurance in Thailand differ from travel insurance?

While travel insurance may offer some coverage for sports activities, golf insurance provides specialized protection for golf-specific risks, equipment, and liabilities.

At CheckDi, we're here to help you find the best golf insurance in Thailand for your needs. Don't hesitate to reach out if you have any more questions about protecting your golfing adventures./p>

Caddie Insurance

Benefits of Caddie Insurance Thailand

Caddie Insurance is different from Health Insurance. Health Insurance will cover you for any illness or accident while Caddie Insurance will only cover you for accidents. In the event that the insured will suffer an accident or disability. The insurance company will give a cash benefit to the insured or to the beneficiary. Some Caddie Insurance policies also have cover for Medical expenses should an accident occur.

Caddie Insurance in Thailand is quite simple, the types are dependent on age or occupation. Should your occupation be more dangerous than normal, then your premium will also increase. For clients over the age of 60, some options are also available to you. Unlike Health Insurance, you cannot remove or add benefits, whatever is included in the coverage is fixed and final.

Main Benefits of Caddie Insurance :

Death and Dismemberment Benefit
An accidental death and dismemberment coverage will pay benefits to the beneficiary if the cause of death or dismemberment is an accident. This is somehow a limited form of life insurance covering only accidents. surance which is generally less expensive

Murder and Assault Benefit
Murder and Assault benefits will benefit the beneficiary if the insured is murdered or assaulted. The amount specified for this benefit is different from the death and dismemberment. The benefit for this is usually lower than the insured amount.

Riding at the back as a passenger in a motorcycle Benefit
The coverage for riding at the back as a passenger in a motorcycle is usually specified in a different section. This amount is usually lower than the insured amount. This will give benefit to the beneficiary if the insured dies as a passenger in a motorcycle accident.

Medical Expenses Benefit
Medical expenses benefit is usually 10% of the insured amount, although some insurance companies have made their own policies that cover more for medical expenses. This coverage will benefit the insured person should an accident result to an injury that requires hospitalization.


To find the best plans for yourself, you must always compare available plans and options and also take a look at the terms and conditions from both of the insurance companies and the OIC thoroughly.

Who Should Consider Caddie Insurance?

Caddie insurance is ideal for golf caddies, course workers, and recreational golfers who want affordable accident protection. This coverage particularly benefits those working in physically demanding outdoor environments where accidents can happen unexpectedly.

Frequently Asked Questions

What's the difference between caddie insurance and regular health insurance?

Caddie insurance covers only accidents, while health insurance covers both illnesses and accidents. Caddie insurance is more affordable but has limited coverage scope.

Can I customize my caddie insurance benefits?

No, unlike health insurance, caddie insurance benefits are fixed and cannot be modified. What's included in your policy is final.

Is caddie insurance available for people over 60?

Yes, some insurance companies offer caddie insurance options for clients over 60, though coverage terms may vary.

How much medical expenses does caddie insurance typically cover?

Medical expenses benefit is usually 10% of the insured amount, though some insurers offer higher medical coverage percentages.

Steps in Applying for Caddie Insurance

Buying Caddie Insurance in Thailand is simple & easy

To apply for accident insurance, we will need the documents from you below (This applies to every insurance company) :

  1. Apply via our website or contact our Customer Service Representative for an Application form.
  2. Submit a Copy of your Passport with a Verified Signature.
  3. Pay the Invoice Premium
  4. You’re Covered.
  5. Original Policy and Card will be delivered to your specified address in 7-10 business days by Registered EMS.

*Some insurance companies require Work Permit and Visa Stamp. Others only require an Application form and Passport copy with Verified Signature.


You can send additional documents to us by emailing support@checkdi.com

Frequently Asked Questions about Golf Insurance

What does golf insurance cover in Thailand?

Golf insurance covers accidents while playing, golf equipment damage or theft, hole-in-one prize money, third-party liability, and medical expenses from on-course injuries.

How much does golf insurance cost in Thailand?

Golf insurance premiums start from just a few hundred baht per year depending on coverage level and sum insured. Get a free quote at CheckDi to compare prices from multiple insurers.

What is the difference between golfer and caddie insurance?

Golfer insurance covers the player, their equipment, and hole-in-one prizes. Caddie insurance covers accident and medical expenses for caddies while on duty at the golf course.

Can I buy golf insurance online in Thailand?

Yes, you can compare golf insurance plans from multiple insurers and buy online at CheckDi. Receive your policy instantly with 0% installment options and no additional fees.